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3/2/2026
Greater Phoenix Valley: A Guide for Military Veterans
The Greater Phoenix Valley continues to attract military veterans and active-duty service members at every career stage. From those currently stationed at Luke Air Force Base to highly skilled veterans transitioning into civilian leadership roles, the region offers a unique blend of affordability, economic growth, and community infrastructure that supports long-term settlement for individuals and families alike. Whether you are PCSing to Luke AFB or choosing where to put down roots after your service, Phoenix and its surrounding cities deserve a close look. If you are still in the early stages of your move, the VeteranPCS Ultimate PCS Checklist can help you plan every step of the way. Tax Advantages That Benefit Military Households Arizona provides meaningful financial advantages for military families. Active-duty military pay is exempt from Arizona state income tax, and the state does not tax military retirement income. According to the Arizona Department of Revenue, these policies can significantly reduce your cost of living and create additional flexibility for homeownership, investment, and retirement planning. These tax benefits are especially valuable for veterans moving into second careers or private practice. Combined with Arizona's relatively low property tax rates, the financial picture for military families in the Phoenix area is compelling. If you are considering buying a home with your VA loan benefit, understanding VA loan eligibility requirements is a smart first step. You can also learn how a zero-down VA loan works to maximize your purchasing power. A Strong Job Market for Experienced Veterans The Valley's economy is especially attractive to senior-level veterans, including physicians, attorneys, engineers, and executives. A strong and diverse job market offers opportunities across expanding healthcare systems, microchip manufacturing, technology and aerospace firms, legal and financial services, and engineering-driven industries. Well-known companies like Boeing, Northrop Grumman, GoDaddy, and Phoenix Defense bring major employment opportunities for veterans across the region. The Department of Labor's Veterans' Employment and Training Service provides additional resources for veterans entering the civilian workforce. Arizona's growing defense and technology sectors make the Phoenix Valley one of the most promising job markets in the country for military-experienced professionals.Neighborhoods That Fit Every Lifestyle The Greater Phoenix Valley spans a wide range of communities, each with its own character and advantages. Communities like Scottsdale, Gilbert, and Paradise Valley are well known for their professional networks, high-quality schools, and upscale housing options. These areas attract veterans who are established in their civilian careers and looking for strong resale value and top-rated school districts. Ready to explore your options? Connect with a VeteranPCS real estate agent who specializes in helping military families find the right neighborhood. West Valley cities like Surprise, Goodyear, Litchfield Park, and Buckeye provide convenient access to Luke AFB and growing employment centers. These areas offer newer construction, larger lots, and more affordable price points, making them popular with active-duty families who want space and value without a long commute to base. Use the VeteranPCS BAH Calculator to estimate your Basic Allowance for Housing (BAH) for the Phoenix area and see what you can afford. In many cases, your BAH can cover a mortgage on a property that builds equity rather than paying rent. Lifestyle and Quality of Life Beyond career and financial considerations, the Greater Phoenix Valley offers an exceptional lifestyle. With over 300 days of sunshine each year, mild winters, and year-round outdoor recreation, the region supports a healthy and active way of life. Hiking, golf, mountain biking, and water sports are all accessible within a short drive from most Valley neighborhoods. The area is also home to strong veteran support organizations, including local Veterans Affairs medical facilities and community groups that help veterans transition into civilian life. Combined with a wide range of housing opportunities, from family-friendly neighborhoods to high-end estates, the Valley remains a compelling place for veterans to put down roots. Start Your Home Search in the Phoenix Valley Whether you are an active-duty service member heading to Luke AFB or a veteran choosing where to build your next chapter, the Greater Phoenix Valley offers the career opportunities, financial advantages, and quality of life that military families value most. If you are preparing for a move to Arizona, connect with a VeteranPCS real estate expert who understands military relocation and the local market. You may also qualify for money back at closing through the VeteranPCS bonus program. Learn more about the benefits of your VA loan and how it can help you buy with zero down payment. Share this guide with fellow veterans and military families considering a move to Arizona.
2/2/2026
Best Places to Live Near Philadelphia Military Bases
If you are PCSing to Southeast Pennsylvania or transitioning out of the military, the Philadelphia and Delaware County area deserves a serious look. The region offers a strong mix of urban energy, suburban comfort, and walkable communities with reliable access to highways, public transit, healthcare, and job centers. Military personnel in this area are commonly connected to Naval Support Activity Philadelphia at the Navy Yard, Joint Base McGuire-Dix-Lakehurst in New Jersey, or nearby reserve and National Guard units. Choosing where to live is one of the biggest decisions during any Permanent Change of Station (PCS) move. The good news is this region gives you plenty of options at a variety of price points. If you are just starting to plan your relocation, the VeteranPCS Ultimate PCS Checklist can help you stay organized from start to finish. Delaware County: Affordable Suburbs With Easy Commutes Delaware County, often called "Delco," sits just southwest of Philadelphia and has become a go-to area for military families looking for value and convenience. Communities like Ridley Township, Glenolden, and Havertown are popular thanks to their proximity to I-95, I-476, and SEPTA regional rail lines. These connections make commuting into Philadelphia or across county lines manageable, even during peak traffic. These neighborhoods also provide easy access to shopping centers, parks, and everyday amenities that matter to families settling into a new area. Housing options range from older rowhomes and twin-style homes to detached single-family properties, so there is something for most budgets.Media, PA: A Walkable Downtown With Suburban Appeal Media is another top pick for relocating military families. Known as "Everybody's Hometown," this borough features a walkable downtown filled with restaurants, local shops, and community events throughout the year. Families enjoy the small-town feel while staying within easy driving distance of Philadelphia and nearby military work locations. If you are thinking about using your VA loan benefit to purchase a home in this area, understanding how a zero-down VA loan works can help you plan your budget and get pre-approved before your move. Swarthmore and Wallingford: Commuter-Friendly and Family-Oriented Both Swarthmore and Wallingford sit along the SEPTA Media/Elwyn regional rail line, making them ideal for service members who commute into Philadelphia or across state lines into New Jersey. These communities are known for tree-lined streets, strong neighborhood character, and access to major roadways like I-476 and Route 1. For families with school-age children, both communities offer access to well-regarded public and private school options. Resources like GreatSchools.org can help you compare ratings and programs as part of your housing search. Philadelphia Neighborhoods: City Living Close to Base Within Philadelphia itself, neighborhoods like South Philadelphia and Northeast Philadelphia provide convenient access to the Navy Yard and major highways. South Philly puts you close to stadiums, waterfront dining, and the Italian Market, while Northeast Philly offers more space, quieter streets, and a suburban feel inside city limits. City living works well for service members who want a short commute and access to dining, entertainment, and cultural attractions without needing a car for everything. Philadelphia's SEPTA bus and subway system connects most of these neighborhoods to the rest of the metro area. Ready to explore your housing options near Philadelphia? Connect with a VeteranPCS agent who knows the local market and understands military timelines.Things to Do Near Philadelphia Military Installations Beyond housing, the Philadelphia area offers plenty to keep you busy during your time off. Whether you are single, a couple, or a family, the region has something for everyone. Delaware County features great outdoor spaces like Ridley Creek State Park, which offers hiking, biking, fishing, and picnicking across miles of trails. John Heinz National Wildlife Refuge near the Philadelphia airport is another popular spot for walking trails and bird-watching, just outside city limits. Philadelphia itself is rich with history and culture. Landmarks like Independence Hall and the Liberty Bell make great weekend outings, and the city's museum scene includes the Philadelphia Museum of Art, the Franklin Institute, and the Please Touch Museum for younger kids. Sports fans can catch Eagles, Phillies, 76ers, or Flyers games year-round at the South Philadelphia sports complex. The dining scene across both Philadelphia and Delaware County is diverse and growing, from neighborhood cheesesteak spots to upscale restaurants. Seasonal festivals, farmers markets, and community events pop up throughout the year, making it easy to get involved in local life. If you are weighing whether to rent or buy during your assignment, remember that your Basic Allowance for Housing (BAH) can often cover a mortgage payment in this area. Use the VeteranPCS BAH Calculator to estimate your allowance and see what you can afford. Understanding your PCS entitlements and benefits can also help you budget for moving expenses. Start Planning Your Move to Philadelphia The Philadelphia and Delaware County region gives service members and veterans the flexibility to choose a home that fits their lifestyle, commute, and long-term goals. With strong transportation networks, diverse neighborhoods, and access to military support resources, this area is well-suited for military families at every stage. If you are preparing for a PCS to the Philadelphia area, connect with a VeteranPCS real estate agent who specializes in helping military families find the right home. You could also receive money back at closing through the VeteranPCS bonus program. Share this guide with your military network to help others plan their move to the Philadelphia area.
10/19/2025
Percheron Master-Planned Community: Your Guide to Colorado Springs' Newest Neighborhood Near Peterson SFB and Fort Carson
Military families stationed at Peterson Space Force Base or Fort Carson face a common challenge: finding a home that balances community amenities, quality schools, and reasonable commute times. Colorado Springs' newest master-planned community, Percheron, addresses these needs with a thoughtfully designed neighborhood along East Woodmen Road that combines modern housing, outdoor recreation, and family-friendly features. This comprehensive guide explores what makes Percheron an attractive option for active duty service members, veterans, and their families considering a PCS move to Colorado Springs in 2025 and beyond. What Makes Percheron Different? Percheron isn't simply another housing development—it's a master-planned community designed around lifestyle and connectivity. According to the City of Colorado Springs Planning Department, master-planned communities like Percheron must meet specific criteria for infrastructure, green space, and community amenities that benefit residents long-term. The community spans approximately 1,300 acres in northeast Colorado Springs, strategically positioned to offer both suburban convenience and access to the city's natural beauty. Development began in 2023, with the first residents moving in during 2024. Key Features: Multiple Home Builders: Percheron partners with several nationally recognized builders, offering diverse floor plans and price points to accommodate military families at different career stages Integrated Amenities: The community design includes shopping, dining, and recreational spaces within walking distance of residential areas Educational Access: Homes fall within the highly-rated Academy School District 20 (D-20), not D-49 as originally planned—an important distinction for families prioritizing education quality Trail Connectivity: Over 10 miles of planned walking and biking trails will eventually connect to the Woodmen Regional Trail system and broader Pikes Peak region trail network Community Amenities: Built for Active Military Families Percheron's amenity package reflects the needs of modern military families who value both community connection and outdoor recreation. Regional Sports Complex The centerpiece of Percheron's recreational offerings is a planned 125-acre regional sports complex that will serve both residents and the broader Colorado Springs community. While specific facilities are still being finalized as of October 2025, similar complexes typically include: Multi-purpose athletic fields for soccer, lacrosse, and football Baseball and softball diamonds Tennis and pickleball courts Playground areas for younger children Pavilions for family gatherings and unit events This type of facility is particularly valuable for military families who often use sports and recreation to build community connections after a PCS move. Trail Systems and Open Space According to Colorado Springs Parks, Recreation and Cultural Services, the city maintains over 200 miles of trails throughout the region. Percheron's planned trail network will integrate with existing systems, including: Woodmen Regional Trail: A major east-west trail corridor that connects multiple neighborhoods Internal Community Trails: Planned paths throughout Percheron for walking, jogging, and biking Open Space Preservation: The community design dedicates significant acreage to parks and natural areas, maintaining the Front Range views that make Colorado Springs attractive to newcomers For military families who value outdoor recreation—whether for physical fitness requirements or simply enjoying Colorado's natural beauty—these connected trail systems provide immediate access to active lifestyles. Schools: Academy School District 20 An important clarification: Percheron homes fall within Academy School District 20 (D-20), not District 49 as initially planned during early development phases. This distinction matters significantly for military families prioritizing education quality. According to GreatSchools.org, a nonprofit providing school ratings based on test scores, student progress, and equity metrics, Academy School District 20 consistently ranks among Colorado's top-performing districts. The Colorado Department of Education rates D-20 schools highly for academic achievement, with several schools earning distinction status. For military families, strong schools provide continuity when children may change schools multiple times during a military career. D-20's reputation and performance metrics make it a draw for service members prioritizing educational stability. Nearby D-20 Schools Include: Elementary: Air Academy Elementary, Cotton Elementary Middle: Air Academy Middle School, Pine Creek Middle School High: Air Academy High School, Pine Creek High School Location: Strategic Access for Military Commuters Percheron's location along East Woodmen Road provides military families with balanced access to both Peterson Space Force Base and Fort Carson, though commute times vary significantly between the two installations. Distance and Commute Considerations Peterson Space Force Base: Approximately 12-15 miles southeast via Powers Boulevard and North Carefree Circle, with typical drive times of 20-25 minutes during non-peak hours Fort Carson: Approximately 25-30 miles south via Powers Boulevard and Interstate 25, with drive times ranging from 35-45 minutes depending on traffic and gate entry points Schriever Space Force Base: Approximately 30 miles east via Woodmen Road and Highway 94, roughly 35-40 minutes According to the Defense Travel Management Office, service members should consider commute distance when calculating Basic Allowance for Housing (BAH) budgets, as longer commutes increase fuel and vehicle maintenance costs. Local Amenities and Shopping Percheron's proximity to Powers Boulevard—one of Colorado Springs' major commercial corridors—provides convenient access to: Grocery stores (Safeway, King Soopers, Walmart) Retail centers (Powers Marketplace, Shops at Briargate) Restaurants ranging from fast-casual to sit-down dining Medical facilities including urgent care and pharmacies Banking and essential services This commercial access means military families can handle everyday errands without extended drives, saving time during busy PCS transitions or deployment preparations. Visual Suggestion: Interactive-style map showing 5-minute, 10-minute, and 15-minute drive radius from Percheron to key amenities and military installations. Home Options: What to Expect in Percheron As of October 2025, Percheron features multiple builders offering diverse home styles and price points. While specific inventory changes frequently, military families can generally expect: Builder Options Percheron partners with established builders known for quality construction and military-friendly sales processes, including: Oakwood Homes: Known for energy-efficient designs and flexible floor plans Richmond American Homes: Offers customization options and military incentives Century Communities: Features quick move-in options valuable for short-notice PCS orders Each builder maintains model homes and sales centers within Percheron, allowing military families to compare options in one location. Price Ranges and Floor Plans As of late 2025, new construction homes in Percheron typically range from the mid-$400,000s to $600,000s+, depending on size, finishes, and lot selection. This pricing aligns with Colorado Springs' overall market, which according to Zillow, has seen steady appreciation due to continued military presence and civilian population growth. Common Floor Plans: 1,800-2,200 sq ft: Entry-level homes often with no or unfinished basements, typically 3-4 bedrooms 2,200-2,800 sq ft: Mid-range homes with more space throughout, usually 4-5 bedrooms, often with finished basements 2,800+ sq ft: Larger homes with luxury touches throughout, 5+ bedrooms with premium finishes VA Loan Advantages in New Construction Military families using VA Loans in Percheron benefit from several advantages when purchasing new construction. According to VA.gov, VA Loans require no down payment for eligible service members and veterans, which can save $15,000-$30,000 upfront on a $500,000 home compared to conventional financing requiring 3-5% down. Additional VA Loan Benefits: No Private Mortgage Insurance (PMI): Conventional loans require PMI when down payments fall below 20%, adding $100-$300 monthly. VA Loans eliminate this cost Builder Incentives: Many Percheron builders offer attractive low interest rates or closing cost assistance for military buyers New Construction Advantages: VA Loans work seamlessly with new builds, and the VA appraisal process includes a thorough property inspection protecting buyers from construction defects The Consumer Financial Protection Bureau notes that VA Loans typically offer competitive interest rates compared to conventional options, potentially saving thousands over the loan term. For military families interested in understanding all their VA Loan benefits, our comprehensive guide covers essential VA Loan advantages for 2025. Colorado Springs Military Community: Why Location Matters Colorado Springs hosts one of the largest military populations in the United States, with over 45,000 active duty service members and their families according to the Colorado Springs Chamber & Economic Development Corporation. This substantial military presence creates a unique community dynamic that benefits newcomers. Military-Friendly Culture Unlike some civilian-dominated cities, Colorado Springs understands military life. Local businesses offer military discounts, schools have experience with frequent student transitions, and community organizations actively support service members and their families. Percheron's location within this military-aware community means: Neighbors Who Understand: High likelihood of military neighbors who relate to deployment cycles, PCS moves, and base life School Experience: D-20 schools serve significant military populations and have protocols for supporting students during family separations Community Resources: Easy access to Military OneSource partner organizations and local veteran service groups Weather and Lifestyle Considerations Military families moving from different climates should understand Colorado Springs' unique weather patterns: Sunny Days: Colorado Springs averages over 300 days of sunshine annually, significantly more than many PCS locations Four Seasons: Distinct seasons with cold winters (snow possible October-April) and mild summers (temps typically 80s-90s°F) Low Humidity: Dry climate requires adjustment for families from humid regions, including increased water intake and skin care Altitude: At approximately 6,035 feet elevation, some families experience temporary altitude adjustment symptoms The National Weather Service provides detailed climate data for families planning their move. Making Your Decision: Is Percheron Right for Your Military Family? When evaluating Percheron for your PCS move or post-military transition, consider these factors: Percheron Works Well For: Peterson SFB Families: Shorter commute times make daily life more manageable, especially during winter weather Families Prioritizing Schools: D-20's strong reputation provides educational stability during military career transitions Outdoor Enthusiasts: Trail access and Front Range proximity support active lifestyles and physical fitness requirements First-Time Buyers: Entry-level pricing and VA Loan benefits make homeownership achievable for junior service members Growing Families: Diverse floor plans accommodate families at different life stages Consider Alternatives If: Fort Carson Daily Commuters: The 35-45 minute commute may become burdensome over a typical 3-year assignment, especially with Colorado's winter weather. Communities closer to Fort Carson might better serve daily commuters Immediate Move-In Needed: New construction timelines typically run 6-12 months, which may not align with short-notice PCS orders requiring immediate housing Budget Constraints: Percheron's pricing reflects new construction premiums. Established neighborhoods may offer better value for cost-conscious families Timeline and Availability: Planning Your Purchase New construction purchases require different timelines than existing homes—an important consideration for military families with specific report dates. Typical New Construction Timeline: Model Home Visits and Lot Selection: 1-2 weeks Contract and Design Selections: 2-4 weeks Construction Period: 6-12 months depending on builder and floor plan Final Walk-Through and Closing: 1-2 weeks Military-Specific Considerations: For service members with PCS orders, timing is critical. According to Military OneSource, most PCS moves provide 30-90 days notice, which doesn't align with new construction timelines. Understanding your PCS entitlements and benefits can help you plan accordingly. Options for Military Buyers: Quick Move-In Homes: Some builders maintain nearly-completed inventory homes with 30-60 day closings Future Orders: Service members with advance notice (6-12 months) can time construction completion with PCS arrival Rental Bridge: Families can rent temporarily while construction completes, though this requires financial qualification for both rent and mortgage Alternative Market: Consider existing homes if new construction timing doesn't match orders Working with VeteranPCS: Your Local Military Real Estate Experts Navigating Colorado Springs' real estate market, understanding VA Loan nuances, and coordinating new construction purchases during a PCS move requires specialized expertise. VeteranPCS connects military families with agents who understand both the local market and military life. How VeteranPCS Agents Help: Military-Specific Knowledge: Understanding of PCS timelines, BAH calculations, and military life realities Builder Relationships: Established connections with Percheron builders can facilitate smoother transactions and potential military incentives VA Loan Expertise: Coordination with VA-experienced lenders who understand military financing unique requirements, including strategies like VA loan assumptions Local Market Intelligence: Current knowledge of Percheron inventory, pricing trends, and neighborhood development progress Remote Support: Assistance for families house-hunting before arriving in Colorado Springs, including virtual tours and video walk-throughs Beyond Percheron: Exploring All Options While Percheron offers excellent features for many military families, VeteranPCS agents can also introduce you to alternative neighborhoods that might better fit your specific needs: Closer to Fort Carson: Fountain, Security-Widefield, or south Colorado Springs neighborhoods Established Communities: Briargate, Northgate, or other developed areas with mature landscaping and amenities Different Price Points: Options across Colorado Springs' diverse price spectrum Ready to explore Percheron or other Colorado Springs neighborhoods? Connect with a VeteranPCS agent today who understands military moves and can guide you through every step of finding your perfect home near Peterson SFB or Fort Carson! Frequently Asked Questions About Percheron Q: Does Percheron have a Homeowners Association (HOA)? Yes, like most master-planned communities, Percheron has an HOA that maintains common areas, trails, and community amenities. Monthly fees typically range from $50-$100 but confirm current rates with your VeteranPCS agent, as they can vary by neighborhood section. Q: Can I use my VA Loan to buy in Percheron? Absolutely. All builders in Percheron work with VA Loan buyers regularly. Many offer additional incentives for military purchasers, including closing cost assistance or upgrades. Q: What if I receive PCS orders before my home is built? This is a common concern for military buyers. Options include: selling the contract before construction completes, converting to a rental property (if financially feasible), or purchasing a quick move-in home instead. Your VeteranPCS agent can help evaluate these scenarios based on your specific situation. Q: Are there military families already living in Percheron? Yes, given Colorado Springs' substantial military population and Percheron's proximity to Peterson SFB, many military families have already chosen the community. This creates a built-in support network for newcomers. Q: What utilities serve Percheron? Percheron receives services from Colorado Springs Utilities (electricity, water, natural gas) and has access to multiple internet service providers including fiber optic options—important for military families needing reliable connectivity for remote work or distance learning. Q: How do I stay organized during my PCS move to Percheron? Consider creating a comprehensive PCS binder to keep all your important documents, contracts, and moving information in one place. This is especially helpful when coordinating new construction timelines with your PCS dates. Final Thoughts: Your Colorado Springs Home Awaits Percheron represents Colorado Springs' evolution as a military community—combining modern amenities, outdoor recreation access, and quality schools with the Front Range beauty that makes Colorado special. For military families evaluating their next PCS move or considering putting down permanent roots in the Pikes Peak region, this master-planned community deserves serious consideration. Whether you're a first-time homebuyer using your VA Loan for the first time, a growing family needing more space, or a service member approaching retirement and planning your forever home, Percheron's diverse options and strategic location offer compelling advantages. The key to a successful home purchase—especially during a PCS move—is working with professionals who understand both the local market and military life's unique demands. VeteranPCS bridges that gap, connecting you with agents and lenders who've helped countless military families navigate Colorado Springs real estate. Found this guide helpful? Share it with your military network to help fellow service members learn about Colorado Springs' newest community! And when you're ready to visit Percheron or explore other neighborhoods, VeteranPCS is here to support your journey home.
PCS Frequently Asked Questions
Am I disqualified if I have a bankruptcy or foreclosure on record?
How do I know how much I’m qualified for with a VA Loan?
How Many Times Can I Use My VA Home Loan Benefit?
Are There Closing Costs Associated with a VA Loan?
Can I Have Two VA Loans?
How do I apply for a VA guaranteed loan?
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PCS Frequently Asked Questions
Am I disqualified if I have a bankruptcy or foreclosure on record?
How do I know how much I’m qualified for with a VA Loan?
How Many Times Can I Use My VA Home Loan Benefit?
Are There Closing Costs Associated with a VA Loan?
Can I Have Two VA Loans?
How do I apply for a VA guaranteed loan?
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